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Trusted Mortgage Brokers in Central Florida & Southern Maine

Jeff and Meredith Hess of Blue Stripe Mortgage in Winter Garden, Florida

Mortgages Made Easy
From Florida Palms to Maine Pines

The Hess Team

Meet Meredith & Jeff — Florida-based with deep Maine roots

We’re a husband and wife team who know Central Florida and Southern Maine by heart. We’ve lived, worked, and raised our family in both. Meredith grew up in Falmouth; Jeff in Minnesota. We met at Nielsen Media Research in 1996, a well-known TV ratings company. In 1998 we were married at Inn by the Sea in Cape Elizabeth and bought our first home in Scarborough. Our 2 boys arrived a year apart and later attended school in South Portland. Since 2012, we’ve moved between Southern Maine and Central Florida because both feel like home. Today we’re based in Winter Garden, FL, serving Horizon West and Greater Portland, Maine, communities we’ve loved living and working in.

Choose Blue Stripe Mortgage

We do things a little differently. We work from our home office and meet virtually, by phone, email, or video, so we’re available when it matters most. Weeknights or weekends, we can send pre-approval letters, run loan scenarios, and answer your questions in real time.

 

We’ve been in the mortgage industry since 2005, and nothing is more rewarding than helping people buy their first home, refinance for a better future, or feel confident in their financial decisions. We love what we do, and we take pride in making the process clear, personal, and empowering.

 

With access to a wide network of top lenders and real-time market tools, we provide the insight and options you need to make informed choices. And it’s our care, responsiveness, and genuine commitment to your success that truly set us apart.

 

From the first phone call to the final paperwork, we’ll be by your side with honest guidance, personal attention, and the kind of care you’d expect from family, because that’s how we treat every client.

How We Can Help

Personal Service

Family-owned, with personalized service every step of the way.

Trusted Expertise

Helping Florida & Maine Homeowners since 2005

No Hidden Fees

No application or pre-approval fees, ever.

Top Lender Access

Competitive loan options from top lenders nationwide.

Helping Families Move Forward in Winter Garden, Portland & Beyond, With Expert Mortgage Guidance You Can Rely On

Whether you're purchasing your first home or refinancing your current one, we’re here to guide you every step of the way, with expert mortgage solutions tailored to your goals. From Winter Garden and Windermere to Portland and Scarborough, we proudly serve clients across Central Florida and Southern Maine.

Why Homebuyers Choose Blue Stripe Mortgage Over Big Banks

In addition to our very competitive interest rates, the quality of service, experience, and support you receive can make all the difference.

 

Here’s how Blue Stripe Mortgage, a local, family-run brokerage compares to big banks and online lenders in Florida and Maine.

What Matters

Local Knowledge

Who You Work With

Pre-Approval Speed

Communication

Availability

After Closing Support

Fees & Transparency

Reputation

Blue Stripe Mortgage

Based in Winter Garden, FL , former longtime residents of Scarborough and South Portland, ME

You’ll speak directly with Meredith or Jeff, the owners

Often same-day, tailored to your goals and property

Clear, honest guidance from a trusted locally knowledgeable team

Available outside normal hours, including evenings and weekends

You’re more than a loan to us. We’re here for you before, during, and long after your mortgage closes.

Competitive rates, no hidden fees, full clarity from day one

20+ years of trusted service in Florida and Maine with happy clients

Big Banks & Online Lenders

Often no local knowledge, decisions made from a national call center

Passed between call center reps, processors, or rotating loan officers

2–5 business days; often generic pre-approvals

Generic sales scripts, email auto-replies, and long hold times

Typically 9–5 bankers hours only, no flexibility for your schedule

Limited contact unless you’re being sold another product

Often includes hidden fees or upsells, clarity depends on the rep

Mixed online reviews; no personal connection

Ready to work with a mortgage team that knows your name and your market?

Big banks don’t know your neighborhood, but we do.
Let’s get started with a personalized plan made just for you.

Serving Florida and Maine statewide, specializing in Central Florida and Southern Maine.

Meredith Fire-Hess NMLS: 520860

Jeff Hess NMLS: 275198

Company NMLS: 926200 

Licensed in Florida / MBR5199

Licensed in Maine /  NBC642663

www.nmlsconsumeraccess.org

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West Orange Chamber of Commerce Member
Equal Housing Opportunity

We’re Meredith and Jeff Hess, a husband and wife mortgage broker team helping families across Florida and Maine achieve homeownership with ease. With deep roots in Winter Garden and Scarborough, we know the local markets, and we bring that personal insight to every loan we handle.

 

Since 2005, we’ve guided first-time buyers, refinancers, and investors through a smooth streamlined loan process.

 

We offer Conventional, FHA, VA, USDA, Jumbo, Reverse and HELOC loans, always tailored to your needs. At Blue Stripe Mortgage, you get the warmth of a family business with the strength of top lenders. Think of us as family in your corner, every step of the way.

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