Privacy Policy & Terms of Use
At Blue Stripe Mortgage, we take your privacy seriously. Whether you are exploring mortgage options in Florida, Maine, or anywhere we are licensed to serve, your information is handled with care, secure systems, and responsible business practices.
Privacy Policy
1. Our Commitment to Your Privacy
Blue Stripe Mortgage values your trust. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website, communicate with us, or apply for mortgage-related services.
2. Information We Collect
We may collect the following types of information:
- Personal identifiers: name, phone number, email address, mailing address, date of birth, and similar contact information.
- Loan-related details: property address, employment information, income information, asset information, credit-related information, and other details needed to evaluate mortgage options.
- Technical data: IP address, browser type, device information, general location data, site usage, cookies, and analytics information.
- Communication records: information voluntarily provided by phone, email, website forms, text message, application portals, or in writing.
3. How We Use Your Information
We may use your information for the following purposes:
- To respond to your questions, requests, or mortgage inquiries.
- To process, evaluate, and support your mortgage application or loan inquiry.
- To communicate with lenders, service providers, and other parties involved in the mortgage process.
- To provide information about loan programs, rates, options, documentation, or next steps.
- To improve our website, services, systems, and customer experience.
- To send mortgage-related communications by phone, email, text, or postal mail, subject to your opt-out rights.
- To comply with applicable laws, regulations, recordkeeping obligations, and licensing requirements.
4. Information Sharing
We may share your information with:
- Mortgage lenders, investors, wholesale lending partners, and other parties involved in loan qualification, processing, underwriting, or closing.
- Service providers who help us process loans, manage technology, deliver communications, store documents, or support website functions.
- Third-party vendors that assist with analytics, advertising, communication tools, website performance, or secure application systems.
- Government agencies, regulators, law enforcement, or other parties when required by law.
We do not sell your personal information to third parties.
5. Your Right to Limit Sharing and Opt Out
Under federal privacy laws, including the Gramm-Leach-Bliley Act, you may have the right to limit certain types of information sharing, including certain sharing with affiliates or non-affiliated third parties.
To opt out or update your communication preferences, please email us at Meredith@BlueStripeMortgage.com or call 407-347-7940. Please include your name and the best way to contact you.
6. Your Rights Under State Law
Depending on where you live, you may have additional rights related to access, correction, deletion, or limitation of certain personal information. Florida residents, Maine residents, California residents, and residents of other states may have rights under applicable federal or state privacy laws.
To submit a privacy-related request, contact us using the information listed below.
7. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. These may include secure application systems, restricted access, password-protected platforms, secure document storage, and encrypted website connections where available.
Please do not send sensitive financial documents or private personal information by regular email unless specifically instructed through a secure method.
8. Cookies and Tracking
Our website may use cookies, analytics tools, and similar technologies to understand visitor activity, improve site performance, and support marketing efforts. You can control or disable cookies through your browser settings.
9. Children’s Privacy
Our website and mortgage services are not intended for children under 13. We do not knowingly collect personal information from children under 13.
10. Business Transfers
If Blue Stripe Mortgage is involved in a merger, acquisition, sale, reorganization, or transfer of assets, personal information may be transferred as part of that transaction, subject to applicable law.
11. Policy Updates
We may update this Privacy Policy from time to time. The current version will be posted on this website with the effective date listed above.
Contact Us
Blue Stripe Mortgage
Licensed in Florida and Maine
NMLS #926200
Phone: 407-347-7940
Email: Meredith@BlueStripeMortgage.com
Terms of Use
1. Acceptance of Terms
By using this website, you agree to these Terms of Use. If you do not agree, please do not use this website.
2. Use of the Website
You may use this website to learn about mortgage options, request information, contact Blue Stripe Mortgage, or begin the mortgage inquiry process. Unauthorized use of the website, its forms, or its content is prohibited.
3. No Mortgage Approval or Legal Advice
Information on this website is provided for general informational purposes only. It does not constitute a loan approval, rate lock, commitment to lend, legal advice, tax advice, or financial advice. Loan terms, eligibility, rates, fees, and approvals are subject to lender guidelines, underwriting review, documentation, and applicable law.
4. Disclaimer of Warranties
This website and its content are provided on an “as-is” and “as-available” basis. While we work to provide helpful and accurate information, we do not guarantee that all content is complete, current, error-free, or uninterrupted.
5. Limitation of Liability
Blue Stripe Mortgage is not responsible for damages arising from your use of this website, inability to access the website, reliance on website content, or technical interruptions.
6. Intellectual Property
Website content, text, graphics, logos, design elements, and related materials are owned by Blue Stripe Mortgage or used with permission. You may not copy, reproduce, distribute, or reuse website content without written permission.
7. Email, Phone, and Text Communication
By submitting your information through this website, you authorize Blue Stripe Mortgage to contact you by phone, email, text message, or postal mail regarding your inquiry, mortgage options, or related services. Message and data rates may apply. You may opt out of marketing communications at any time.
8. Third-Party Links
This website may include links to third-party websites, lenders, application portals, calculators, or service providers. We are not responsible for the privacy practices, content, security, or accuracy of third-party websites.
9. Governing Law
These Terms of Use are governed by the laws of the applicable state, including Florida or Maine where required, unless otherwise required by applicable law.
10. Severability
If any part of these Terms of Use is found to be invalid or unenforceable, the remaining terms will remain in effect.
11. Modifications to Terms
We may update these Terms of Use from time to time. Continued use of the website after updates are posted means you accept the revised terms.
Contact Us
Blue Stripe Mortgage
Licensed in Florida and Maine
NMLS #926200
Phone: 407-347-7940
Email: Meredith@BlueStripeMortgage.com
